No Credit Check Catalogues

These days, trying to find a catalogue which doesn't credit check you is impossible. They simply don't exist anymore. This is because lenders now have to be much more responsible in choosing who can lend from them. Offering an unsecure finance plan to a high risk customer just isn't viable business. However, this does not mean it's impossible to get accepted if you have bad credit or no credit history as there are numerous catalogues which have more lenient criteria.

One thing to keep in mind is the higher interest rates. If you are applying for a catalogue with bad credit then you can be sure the interest charges will be higher than average. As such, the overall cost of your purchase can be much higher. Always check the total amount you'll owe before you agree to any credit purchase.

Whilst your chance of getting accepted from one of these poor credit catalogues is higher, there is still no guarantee of approval. Credit provided subject to status and successful credit and affordability checks.


Catalogues for Bad Credit

Catalogues for people with bad credit are online catalogues which have more lenient credit checks than most. As such if you have a poor credit history, one of these might be ideal for you. Please remember that you are never guaranteed to be approved.

Curvissa

If you are a curvier woman who is interested in all things fashion then this is definitely a catalogue that you should check out! Their clothes are fashionable but also hide any bits that you are perhaps not comfortable showing. They are very reasonably priced and of course being a catalogue, you can buy now and pay later.

You can pay the minimum amount on your statement each month which makes for an easy-to-manage method but of course some interest will be added on top of this. If you choose to pay in full every month - you will pay no interest at all! There really are options for everyone and that is what makes Curvissa a brilliant company to deal with.

DialaTV

DialaTV are one of the leading companies in giving customers all they need for their home with the option for those accepted customers to pay weekly. With products from the latest technology, top of the notch fridge freezers, sofas and much more - you can stay on trend without breaking the bank. It's really easy to sign up for DialaTV on the website with their rent-to-own payment plans.

First of all no deposits are necessary which means it's easier to afford and you get your item delivered to you within a few days. A weekly payment will be set up that is affordable for you and it's usually that simple. There are many happy customers of DialaTV, although there will be some paperwork needed in your sign up process - all applicants will be considered however there is never a guarantee of getting approved for a finance plan. Providing that you make all your payments on time, DialaTV are a friendly and easy company to deal with.

Argos

Argos are an online catalogue and have a number of gifts for sale, perfect for birthdays and Christmas. From highly sought after electrical products, designer items, watches, the latest in fragrances and much more.

They also offer an Argos card which you can use to spread the cost, so you can take your time to pay back as long as you keep up with at least the minimum payments to avoid paying any fines. This is the perfect company to use if you want to buy gifts but can't quite afford to pay for them straight away.

Freemans

Lookagain are one of the leading experts in fashion for women, men and children. Along with jewellery, beauty and much more - there are a wide range of quality products available.

There a wide variety of credit options available also including buy now pay later option which means you don't have to pay anything at all for a set period! Pretty amazing and the application process if fairly straightforward.